To maximize forgiveness under the PSLF Program, you should repay your loans on one of the income-driven repayment plans (Income-Based Repayment (IBR) Plan, Pay As You Earn Repayment Plan, or the Income-Contingent Repayment (ICR) Plan). Co-sign Spouse's Income Driven Repayment Plan Request if merried, which qualify for PSLF.
​Complete the Income Based Repayment Plan Request: www.studentloans.gov
You must be an employee of a qualified organization in order to qualify for the PSLF program. College Debt Services is affiliated with over 50 non profit organizations which are all eligible for the Public Service Loan Forgiveness program. These charities believe in helping people, who believe in giving back, pay back their loan.
​Complete Employment Certification (PSLF) form. Submit form to: www.MyFedLoan.org
Our Student Loan Processors provide a confidential, one-on-one consultation session to determine whether consolidation is right for you, and if so, which of our programs will best fit your needs.